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Personal Financial Planning with MindTap

Author(s): Randy Billingsley | Lawrence Gitman | Michael Joehnk

ISBN: 9789355735621

15th Edition

Copyright: 2021

₹1230

Binding: Paperback

Pages: 688

Trim Size : 279 x 216 mm

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Knowing how to handle money effectively is more important today than ever. Billingsley/Gitman/Joehnk’s market-leading PERSONAL FINANCIAL PLANNING, 15E provides the tools, techniques and understanding you need to define and achieve your financial goals. Numerous examples and practical illustrations complement a common-sense approach. Interesting features and insightful financial planning tips work with current updates to keep content both timely and relevant. New content guides you in using today’s financial tools and technology as you learn how to improve your spending habits, ask a financial adviser the right questions, budget effectively and choose the right bank for your individual needs. You also learn how to evaluate if it's best to buy or lease a vehicle, select the best credit card, recognize priorities in buying a home and even plan for retirement. In addition, MindTap online learning system is available to assist in completing homework and mastering key skills.

  • Each chapter begins with a “How Will This Affect Me?” feature that explains the relevance of the content to students’ lives.
  • “Financial Fact or Fantasy” statements at the start of each chapter engage students and encourage critical thinking.
  • Updated end-of-chapter features include summaries, financial planning exercises, and critical-thinking cases to reinforce comprehension.
  • Students apply concepts through out-of-class projects, exercises, and worksheets focused on personal financial management.
  • The edition’s friendly tone and updated content help students connect financial principles to everyday life.
  • Practical examples in each chapter illustrate real-life applications of financial concepts like IRAs, mortgages, credit cards, and insurance.
  • “Financial Impact of Personal Choices” features present key decisions for students to evaluate based on chapter content.
  • Updated “Financial Road Signs” and “Financial Planning Tips” offer practical advice for budgeting, debt, banking, insurance, and investing.

Part I: FOUNDATIONS OF FINANCIAL PLANNING.

1. Understanding the Financial Planning Process.

2. Developing Your Financial Statements and Plans.

3. Preparing Your Taxes.

Part II: MANAGING BASIC ASSETS.

4. Managing Your Cash and Savings.

5. Making Automobile and Housing Decisions.

Part III: MANAGING CREDIT.

6. Using Credit.

7. Using Consumer Loans.

Part IV: MANAGING INSURANCE NEEDS.

8. Insuring Your Life.

9. Insuring Your Health.

10. Protecting Your Property.

Part V: MANAGING INVESTMENTS.

11. Investment Planning.

12. Investing in Stocks and Bonds.

13. Investing in Mutual Funds and Real Estate.

Part VI: RETIREMENT AND ESTATE PLANNING.

14. Planning for Retirement.

15. Preserving Your Estate.

Randall S. Billingsley

Randall S. Billingsley serves as a finance professor at VirginiaTech.

 

Lawrence J. Gitman

Lawrence J. Gitman is an emeritus professor of finance at San Diego State University.

 

Michael D. Joehnk

Michael D. Joehnk is an emeritus professor of finance at Arizona State University.